Deposit Rates

Timed Certificate Rates

Effective January 1, 2017

Timed Certificates
	Dividend Rate	A.P.Y.*
3 Months ($500.00 Minimum)	Currently not available	Currently not available
6 Months ($1000.00 Minimum)	Currently not available	Currently not available
12 Months ($1000.00 Minimum)	0.50%	0.50%
24 Months ($2500.00 Minimum)	0.75%	0.75%
36 Months ($5000.00 Minimum)	1.00%	1.00%
48 Months ($5000.00 Minimum)	1.25%	1.26%
60 Months ($5000.00 Minimum)	1.75%	1.76%

Investment Share & Investment Share Draft Accounts (pays monthly)

Rates on the following accounts change the first of each month.

	Investment Savings		Investment Checking
	Dividend Rate	A.P.Y.*	Dividend Rate	A.P.Y.*
$500.00	0.10%	0.10%	0%	0%
$1000.00	0.10%	0.10%	0%	0%
$2500.00	0.15%	0.15%	0.10%	0.10%
$10,000	0.20%	0.20%	0.15%	0.15%
$25,000	0.25%	0.25%	0.20%	0.20%
IRA Account	0.20%	0.20%

Ask us for details on penalties for IRA accounts.

Regular share account is now paying 0.10% APY

Christmas club account is now paying 0.15% APY

Vacation club account is now paying 0.10% APY

*Annual Percentage Yield