Loan Rates

Loan TypeRates as low as
Terms / Information
2016 & Newer Auto/RV's Loans6.20%48 Months**
2015 & Older Auto/RV's Loans7.20%48 Months**
Specialty Items6.95%36 Months**
Signature Loans up to $25,0008.50%24 Month
Revolving / EZ Access / Signature Loans12.00%Open Ended / 48 Months
Overdraft Protection15.00%Open Ended
Home Equity Loan Rates6.50%60 Months
Home Equity Loan Rates6.75%120 Months
Home Equity Loan Rates7.00%180 Months
Home Equity Loan Rates7.25%240 Months

Rate based on term and credit worthiness. Contact the loan department for details.

Rates are subject to change. Please contact a loan officer for the most current rate.

*Annual Percentage Rate

** Long terms available. Contact the loan department for details


Gratiot Community Credit Union has partnered with Member First Mortgage to bring you great rates on mortgages. Visit their site at for rates, calculators, and a host of other features to help you purchase your new home.