Loan Rates

Loan TypeRates as low as
Terms / Information
2017 & Newer Auto/RV's Loans7.35%48 Months**
2016 & Older Auto/RV's Loans8.35%48 Months**
Specialty Items7.85%36 Months**
Signature Loans up to $25,0009.40%24 Month
Revolving / EZ Access / Signature Loans12.00%Open Ended / 48 Months
Overdraft Protection15.00%Open Ended
Home Equity Loan Rates (1st Lien)7.20%60 Months
Home Equity Loan Rates (1st Lien)7.70%120 Months
Home Equity Loan Rates (1st Lien)8.20%180 Months
Home Equity Loan Rates (1st Lien)8.70%240 Months

Rate based on term and credit worthiness. Contact the loan department for details.

Rates are subject to change. Please contact a loan officer for the most current rate.

Rates for Home Equity Loan (2nd Lien) are available upon request.

*Annual Percentage Rate

** Long terms available. Contact the loan department for details


Gratiot Community Credit Union has partnered with Member First Mortgage to bring you great rates on mortgages. Visit their site at for rates, calculators, and a host of other features to help you purchase your new home.