As a member of the Credit Union, you have access to our full line of no or low-cost financial services. Gratiot Community Credit Union is different from other types of financial institutions because we’re owned and governed by the people who use our services.
Every member owns a share of the Credit Union, and the Credit Union operates to promote the financial well-being of all our members.
Once you join the Credit Union, you remain eligible for life, even if you retire, change jobs, or move away. Our policy is “Once a Member, Always a Member” . Once you become a member, any of your immediate family members may join the Credit Union as well.
To become a member of Gratiot Community Credit Union, you must either live, work, or worship in Gratiot, Mecosta, Isabella, Midland, Montcalm, Saginaw, Ionia, Clinton, or Shiawassee county.
When you join Gratiot Community Credit Union, you do so by opening a regular share account with a minimum $5.00 deposit. This amount must remain in your account. The $5.00 represents your share of the Credit Union.
Membership ID Requirement
“IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. TO HELP THE GOVERNMENT FIGHT THE FUNDING OF TERRORISM AND MONEY LAUNDERING ACTIVITIES, FEDERAL LAW REQUIRES ALL FINANCIAL INSTITUTIONS TO OBTAIN, VERIFY, AND RECORD INFORMATION THAT IDENTIFIES EACH PERSON WHO OPENS AN ACCOUNT. WHAT THIS MEANS FOR YOU: WHEN YOU OPEN AN ACCOUNT, WE WILL ASK YOU FOR YOUR NAME, ADDRESS, DATE OF BIRTH, AND OTHER INFORMATION THAT WILL ALLOW US TO IDENTIFY YOU. WE WILL ALSO ASK TO SEE YOUR DRIVER’S LICENSE OR OTHER IDENTIFYING DOCUMENTS ALONG WITH YOUR SOCIAL SECURITY CARD.”