From February 1st, 2010 onward, whenever you access your It's Me 247 online banking website, you will be required to answer one of your Security Questions in addition to entering your password. This new security feature is considered to be multi-layered which meets State Audit requirements. Please note that there will be on-line banking screen changes when you access the Site for the first time on or after February 1st, 2010. You will be asked to accept the credit union's default Personal Internet Banking(PIB) Profile. And once you accept, it will ask your Password and Security Question. If you have forgotten your answers, please contact the Credit Union. We would be more than happy to reset them for you!

Beginning January 1st 2010, all financial institutions that provide available balance information via an ATM, mobile device, ATM receipt, VRU, Web Page , or by any other electronic means, will be required to provide an account available balance that does not include overdraft protection funds. What does this change mean for our GCCU ATM/Debit cardholders? It means that by this date, you will see two balances on your ATM receipt. The first balance on your receipt is the Account Available Balance- which is the actual balance in the transaction account minus any balances in related overdraft accounts. The second balance on your receipt is your Accessible Balance or the balance in the transaction account plus the balances of related overdraft accounts.

On December 5, CU*@HOME changed to It’s Me 247 Online Banking! You’re still able to look at your accounts, transfer funds, and take care of your business just like you did in CU*@HOME, with a fresh new look that can even be personalized with your favorite colors and pictures!

We now require expanded passwords and strong passwords. The longer and more complex a PC password is, the more difficult it is for an unauthorized person to obtain it. This will ensure greater security for your home banking account. More Info »

Unlike other financial institutions, Credit Unions are owned and run by its members. Members make up the Board of Directors, who manage the business and operations of the Credit Union. Members also make up the Supervisory Committee, which makes sure the Credit Union is run correctly. Are you getting the idea that it's the members who make the Credit Union special? Our members are joined together by a common bond and we will serve only our members.

Thank you for being our member and don't forget that family members can join too. If you are not currently a member, click on the "Membership Info" button to the left to learn about the details regarding membership.

	Gratiot Community Credit Union is proud to offer the Verified By VISA program, making your online transactions even more secure.

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