Welcome to
Gratiot Community Credit Union

Our mission, as a member-owned Credit Union, is to serve the financial needs of our members in a friendly, prompt and personalized manner, always maintaining the highest integrity and confidentiality. We will continue to strive to develop new services, promote growth and meet the future service expectations of our members and the community.

NEW MOBILE TEXT BANKING!!!

Gratiot Community Credit Union is now offering mobile text banking for our members! The introductory trial period is free for members but will be reevaluated in the future and fees may apply. To sign up for this service log into ITSME247 under the GO MOBILE tab.  Under this tab choose Text Banking Home then follow the steps to enroll your cellular device.  To receive a list of text banking commands click HERE. If you have any further questions don’t hesitate to call at (989)463-8321 and ask for extension 13.

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Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.

The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

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Regulation D

Limits on withdrawals or transfers

Credit Union share accounts have limits of up to 6 withdrawals or transfers per month when:

  • Made by phone, fax, or computer and made payable to a third party.
  • Made by phone, fax, or computer to another Credit Union account.
  • Made by preauthorized, automatic or bill-payment arrangement for transfer to the members other account(s) at the Credit Union or to a third party.

See any one of our Credit Union Employees for questions

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