Welcome

Our mission, as a member-owned Credit Union, is to serve the financial needs of our members in a friendly, prompt and personalized manner, always maintaining the highest integrity and confidentiality. We will continue to strive to develop new services, promote growth and meet the future service expectations of our members and the community

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Get BIG Protection in a Tiny Chip

Introducing chip technology for Gratiot Community Credit Union
Gratiot Community Credit Union has begun the process of converting its Visa credit cards to the new Chip technology through a natural reissue process. What this means is that, the next time the Credit Union must replace your current Visa credit card, it will be with a Chip card. If you just can’t wait though, you can call us and we will order one for you right away. These cards are not only globally accepted but they provide an enhanced level of security.
How do I use these new Chip cards? Click this download link to watch a short video!

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NEW: Courtesy Pay Program!

If you would like to sign up for Courtesy Pay program on Debit/ATM transaction please click HERE and follow the instructions.

Gratiot Community Credit Union (GCCU) Courtesy Pay is a service offered at no additional cost to our members who maintain share draft (checking) accounts in good standing. Courtesy Pay assists members with short-term payment needs, provides members with convenience, and assures that mistakes made in a member’s check register will not inadvertently result in a returned item, thereby helping members retain good credit and reputation with merchants and the financial community. Continue reading »

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Effective Immediately: Cash Limit

There will be a daily cash withdrawal limit of $5,000.00 per day. Larger amounts must have a 48 hour notice. Please contact the credit union if you have any questions.

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New Regulation D Violation Fee

New Regulation D Violation Fee

Regulation D is a directive of the Federal government that is imposed on all financial institutions (banks and credit unions). To maintain compliance with Regulation D, the credit union places a monthly limit on certain kinds of transfers and/or withdrawals from savings accounts.  Continue reading »

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