Credit Union News

New Coin Counters!

Do you have a ton of change sitting around at home and no will or time to roll it yourself! Bring it in to either of our branch locations and use our new Coin Machines! All coin must be clean and no foreign currency will be accepted. A transaction fee of 4% will be charged to members and a transaction fee of 8% will be charged to non-members for this service.
Posted in News | Edit | Comments Off | Posted: January 16, 2013

Business Accounts!!!

Starting a new business adventure? Expanding an already successful business? Now Gratiot Community Credit Union can help! We have developed a variety of business serivces and are excited to share them with you. Click HERE for more information.

Posted in News | Edit | Comments Off | Posted: January 11, 2013

New Online Banking Security Controls

From February 1st, 2010 onward, whenever you access your It’s Me 247 online banking website, you will be required to answer one of your security questions in addition to entering your password. This new security feature is considered to be multi-layered which meets State Audit requirements.

Please note that there will be on-line banking screen changes when you access the site for the first time on or after February 1st, 2010. You will be asked to accept the Credit Union’s default Personal Internet Banking(PIB) Profile. Once you accept, it will ask for your password and security question. If you have forgotten your answers, please contact the Credit Union. We will be more than happy to reset them for you!

Posted in News | Edit | Comments Off | Posted: July 22, 2010

Phishing and Identity Theft

A new type of internet piracy has risen in recent months: phishing. By tricking you into sending them personal information, identity thieves gain access to your bank account, credit cards, and personal history. You can stop them, though, by education and awareness. Download this identity theft brochure. It’s the first step to protection against ID theft.

Posted in News | Edit | Comments Off | Posted: July 22, 2010

Home Equity Loans

Everybody’s doing it! Applying for a home equity loan with Gratiot Community Credit Union is easy! We have great rates and easy payments, ten and fifteen year terms, open and closed end options. The greatest loan is under your own roof! You can use these loans for weddings, school expenses, home improvements, debt consolidation or whatever your need may be. Stop in today and find out how easy it is.

Posted in News | Edit | Comments Off | Posted: July 22, 2010

Home Mortgages

To better serve our members’ mortgage needs, Gratiot Community Credit Union has partnered with Members First Mortgage Company. Credit Union members receive the most competitive rates and reasonable fees. Just click on the Members First Mortgage banner on our homepage. For more information, feel free to call us!

Posted in News | Edit | Comments Off | Posted: July 22, 2010

VISA Cards

Effective November 1st, 2008, our visa credit cards changed from a 9.90% fixed annual Percentage Rate (APR), for all approved credit applications, to a risk-based pricing structure.In other words, the interest rate you receive will be dependent upon your credit score. The interest rates are as follows:

9.90% for credit scores above 640
11.90% for credit scores between 600-639
14.90% for credit scores below 600

Posted in News | Edit | Comments Off | Posted: November 1, 2008

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