Deposit Rates

Timed Certificate Rates

Effective July 1, 2012

Timed Certificates
	Dividend Rate	A.P.Y.
3 Months ($500.00 Minimum)	Currently not available	Currently not available
6 Months ($1000.00 Minimum)	Currently not available	Currently not available
12 Months ($1000.00 Minimum)	0.25%	0.25%
24 Months ($2500.00 Minimum)	0.50%	0.50%
36 Months ($5000.00 Minimum)	0.745%	0.75%
48 Months ($5000.00 Minimum)	0.995%	1.00%
60 Months ($5000.00 Minimum)	1.245%	1.25%

Investment Share & Investment Share Draft Accounts (pays monthly)

Rates on the following accounts change the first of each month.

	Investment Savings		Investment Checking
	Dividend Rate	A.P.Y.	Dividend Rate	A.P.Y.
$500.00	0.25%	0.25%	0%	0%
$1000.00	0.25%	0.25%	0%	0%
$2500.00	0.25%	0.25%	0.20%	0.20%
$10,000	0.35%	0.35%	0.30%	0.30%
$25,000	0.45%	0.45%	0.40%	0.40%
IRA Account	0.47%	0.47%

Ask us for details on penalties for IRA accounts.

Regular share account is now paying 0.15%

Christmas club account is now paying 0.25%

Vacation club account is now paying 0.25%