Other Rates

Timed Certificate Rates

Effective February 1, 2012
Timed CertificatesUp to $9,999.99$10,000 to $99,999.99
Dividend RateA.P.Y.Dividend RateA.P.Y.
3 Months
($500.00 Minimum)		0.05%0.05%0.25%0.25%
6 Months
($1000.00 Minimum)		0.10%0.10%0.30%0.30%
12 Months
($1000.00 Minimum)		0.30%0.30%0.50%0.50%
24 Months
($2500.00 Minimum)		0.545%0.55%0.745%0.75%
36 Months
($5000.00 Minimum)		0.945%0.95%1.145%1.15%
48 Months
($5000.00 Minimum)		1.294%1.30%1.49%1.50%
60 Months
($5000.00 Minimum)		1.49%1.50%1.74%1.75%

Investment Share & Investment Share Draft Accounts (pays monthly)

Rates on the following accounts change the first of each month.
Investment SavingsInvestment Checking
Dividend RateA.P.Y.Dividend RateA.P.Y.
$500.000.25%0.25%0%0%
$1000.000.25%0.25%0%0%
$2500.000.25%0.25%0.20%0.20%
$10,0000.35%0.35%0.30%0.30%
$25,0000.45%0.45%0.40%0.40%
IRA Account1.50%1.51%

Ask us for details on penalties for IRA accounts.

Regular share account is now paying 0.25%

Christmas club account is now paying 0.25%

Vacation club account is now paying 0.25%