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Timed Certificates	Up to $9,999.99		$10,000.00 to $99,999.99
	Dividend Rate	A.P.Y.	Dividend Rate	A.P.Y.
3 months ($500.00 Minimum)	1.84%	1.86%	2.00%	2.02%
6 months $1000.00 Minimum	1.94%	1.96%	2.13%	2.15%
12 months ($1000.00 Minimum)	2.23%	2.25%	2.52%	2.55%
24 months $2500.00 Minimum	2.41%	2.44%	2.96%	3.00%
36 months $5000.00 Minimum	2.75%	2.79%	3.44%	3.50%
48 months $5000.00 Minimum	2.90%	2.94%	3.44%	3.50%
60 months $5000.00 Minimum	3.05%	3.09%	3.78%	3.85%

Rates on the following accounts change the first of each month
Investment account and investment share draft account (pays monthly)

	Investment Savings		Investment Checking
	Dividend Rate	A.P.Y.	Dividend Rate	A.P.Y.
$500.00	0.80%	0.80%	0%	0%
$1000.00	0.80%	0.80%	0%	0%
$2500.00	0.85%	0.85%	0.80%	0.80%
$10,000.00	1.04%	1.04%	1.01%	1.01%
$25,000.00	1.25%	1.25%	1.20%	1.20%
IRA Account	2.25%	2.28%
Ask us for details on penalties for IRA accounts.

Regular share account is now paying .50%

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. NCUA a U.S. Government Agency.



		Copyright © 2005 Gratiot Community Credit Union http://www.gratiotcu.org/ 211 West Center Street Alma, Michigan 48801 (989) 463-8321