As a member of the Credit Union, you have access to our full line of no or low-cost financial services. Gratiot Community Credit Union is different from other types of financial institutions because we’re owned and governed by the people who use our services.
Every member owns a share of the Credit Union, and the Credit Union operates to promote the financial well-being of all our members.
Once you join the Credit Union, you remain eligible for life, even if you retire, change jobs, or move away. Our policy is “Once a Member, Always a Member” . Once you become a member, any of your family members may join the Credit Union as well.
To become a member of Gratiot Community Credit Union, you must either live or work in Gratiot County or the townships of Ferris, Crystal, and Bloomer in Montcalm County.
Offering Employee Membership
If you work in Gratiot County, check with your employer to see if they offer direct deposit to the Credit Union, as many do.
Membership ID Requirement
“IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. TO HELP THE GOVERNMENT FIGHT THE FUNDING OF TERRORISM AND MONEY LAUNDERING ACTIVITIES, FEDERAL LAW REQUIRES ALL FINANCIAL INSTITUTIONS TO OBTAIN, VERIFY, AND RECORD INFORMATION THAT IDENTIFIES EACH PERSON WHO OPENS AN ACCOUNT. WHAT THIS MEANS FOR YOU: WHEN YOU OPEN AN ACCOUNT, WE WILL ASK YOU FOR YOUR NAME, ADDRESS, DATE OF BIRTH, AND OTHER INFORMATION THAT WILL ALLOW US TO IDENTIFY YOU. WE MAY ALSO ASK TO SEE YOUR DRIVER’S LICENSE OR OTHER IDENTIFYING DOCUMENTS.”