Gratiot Community Credit Union

Important Notice Regarding ATM/Debit Card Denials

bendele — Wed, 25 Apr 2012 18:40:17 +0000

In the last couple of weeks, it has been discovered that a problem exists with the dedicated phone line connecting our core data processor, CU*Answers, and out debit card processor, FIS. As a result of this communication issue, some members have received sporadic denials of their ATM/Debit card transactions. We apologize for the inconvenience and assure you that both of our processors are working to resolve this issue as quickly as possible. Please call the Credit Union if you have any questions or concerns.

NEW MOBILE TEXT BANKING!!!

bendele — Wed, 04 Jan 2012 21:08:05 +0000

Gratiot Community Credit Union is now offering mobile text banking for our members! The introductory trial period is free for members but will be reevaluated in the future and fees may apply. To sign up for this service log into ITSME247 under the GO MOBILE tab. Under this tab choose Text Banking Home then follow the steps to enroll your cellular device. To receive a list of text banking commands click HERE. If you have any further questions don’t hesitate to call at (989)463-8321 and ask for extension 13.

Regulation D

bendele — Fri, 21 Jan 2011 22:56:29 +0000

Limits on withdrawals or transfers

Credit Union share accounts have limits of up to 6 withdrawals or transfers per month when:

Made by phone, fax, or computer and made payable to a third party.
Made by phone, fax, or computer to another Credit Union account.
Made by preauthorized, automatic or bill-payment arrangement for transfer to the members other account(s) at the Credit Union or to a third party.

See any one of our Credit Union Employees for questions

New Privacy Controls

bendele — Fri, 21 Jan 2011 22:49:36 +0000

Effective February 1st, 2011, members visiting Xtend Shared Branch Credit Unions will be required to present a valid picture ID (a driver’s license or other government issued ID) when performing a shared branch transaction. Also effective February 1st, members will need to know the full account number to be served.

Low Loan Rates

thanson — Mon, 26 Jul 2010 18:38:36 +0000

E-Statements

thanson — Mon, 26 Jul 2010 17:38:14 +0000

New Online Banking Security Controls

thanson — Thu, 22 Jul 2010 14:52:34 +0000

From February 1st, 2010 onward, whenever you access your It’s Me 247 online banking website, you will be required to answer one of your Security Questions in addition to entering your password. This new security feature is considered to be multi-layered which meets State Audit requirements.

Please note that there will be on-line banking screen changes when you access the Site for the first time on or after February 1st, 2010. You will be asked to accept the credit union’s default Personal Internet Banking(PIB) Profile. And once you accept, it will ask for your Password and Security Question. If you have forgotten your answers, please contact the Credit Union. We would be more than happy to reset them for you!

Phishing and Identity Theft

thanson — Thu, 22 Jul 2010 14:51:48 +0000

A new type of internet piracy has risen in recent months: phishing. By tricking you into sending them personal information, identity thieves gain access to your bank account, credit cards, and personal history. You can stop them, though. Your best weapons? Education and awareness. Download this identity theft brochure. It’s the first step to protection against ID theft.

Home Equity Loans

thanson — Thu, 22 Jul 2010 14:50:48 +0000

Everybody’s doing it! Getting a home equity loan with the Gratiot Community Credit Union. We have great rates and easy payments. Ten and fifteen year terms, open and closed end. The greatest loan is under your own roof! You can use these loans for weddings, school expenses, home improvement, debt consolidation or whatever your need may be. Stop in today and find out how easy it is.

Home Mortgages

thanson — Thu, 22 Jul 2010 14:50:18 +0000

To better serve our members’ mortgage needs, the Gratiot Community Credit Union has partnered with Members First Mortgage Company. Credit Union members receive the most competitive rates and reasonable fees. Just click on the Members First Mortgage banner on our homepage. For more information feel free to call us!