VISA Cards

Effective November 1st, 2008, our visa credit cards changed from a 9.90% fixed annual Percentage Rate (APR), for all approved credit applications, to a risk-based pricing structure.In other words, the interest rate you receive will be dependent upon your credit score. The interest rates are as follows:

9.90% for credit scores above 640
11.90% for credit scores between 600-639
14.90% for credit scores below 600

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